How Much Would it Cost to Lose Your Gadgets?
Consider for a moment how much of your life is actually stored o electronic gadgets? Think about this for a few moments. Telephone numbers and contact details on your mobile phone, email messages and addresses on your laptop and all your most recent family pictures on your digital camera.
You might even use a PDA (personal digital assistant) in which cas you will probably have all of your contact details stored in one place. What would be the impact on your life if you suddenly lost one or all of these devices?
There is a high probablity that, sooner or later, you will lose your mobile phone, or it will become damaged or even stolen. Last year alone over 200,000 mobile telephones went through washing machines, over 55,000 were left in taxis and 600,000 were dropped down toilets. Have you recently backed up the data from your phone sim card. At the very least you should consider some cheap mobile phone insurance. While this can’t protect your valuable data it is an affordable way to get a replacement.
Like our mobile phones, cameras today are small, lightweight and portable making them suscetible to loss and damage. Cameras are particularly susceptible to damage. They can be bumped around inside luggage, dropped and have heavy item placed on top of them. Like mobile phones there is no way that camera insurance can compensate for the loss of images stored on the camera, but it is an affordable way to get yourself a replacement if your camera is damaged or lost.
For me the significant gadget in my life is my laptop computer. I rarely need to take my laptop away from home but around 17% of laptop ownere routinely take their laptops along when travelling which makes them more vulnerable to theft and damage. So when was the last time that you backed up the data from your laptop to some form of secure storage? If I lost my laptop it would be a complete disaster as this is where i store all of my images, emails and contact details.
As for other gadgets, some laptop insurance can’t ensure that your laptop will not be stolen or damaged but it can make it less financially painful to get a replacement.
I really recommend that you ensure that you routinely back up the data from all of your electronic gadgets. Make certain you get yourself some gadget insurance for your important devices as at least this will enable you to get a replacement quickly and with minimal cost to you.
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